Budgeting Beginner's Guide to Ibotta: Earn Cash for Shopping Start Earning Real Cash While You Grocery Shop By The Balance Editors The Balance Editors We’re a team of writers and editors with decades of experience researching and answering questions about personal finances. We believe everyone should feel confident when making money decisions, and that passion drives us to make The Balance the best place to learn about finances. learn about our editorial policies Updated on January 15, 2022 Reviewed by Margaret James Reviewed by Margaret James Twitter Peggy James is an expert in accounting, corporate finance, and personal finance. She is a certified public accountant who owns her own accounting firm, where she serves small businesses, nonprofits, solopreneurs, freelancers, and individuals. learn about our financial review board In This Article View All In This Article What Is Ibotta? Is Ibotta Hard to Use? Ready to Get Started? How Does Ibotta Work? Proof of Purchase More App Features and Ways to Earn Stores Where You Can Use Ibotta The Bottom Line Frequently Asked Questions (FAQs) Photo: The Balance / Julie Bang If you have been reading couponing sites and have seen deals listed for something called Ibotta, but you didn't understand what that was, the following beginner's guide will explain how the app can save you money. We provide easy steps on how to use it. What Is Ibotta? Ibotta is a free mobile cash-back shopping and coupon app for most iOS and Android devices. With Ibotta, shoppers have the opportunity to earn cash back on select products by performing easy tasks, purchasing the product, then providing proof of purchase. What gives Ibotta an edge in building its popularity among couponers is that the savings gleaned via the app are in addition to the other saving strategies shoppers use, such as redeeming coupons, rewards programs, coupon stacking and matching, rebates and other money-saving apps. This makes it an important inclusion in any couponer's toolbox for savings. Is Ibotta Hard to Use? The Ibotta app is easy to use. There are multiple steps to take so that it pays off, but the steps are simple and the instructions are clear on how to maneuver through the app. Ready to Get Started? To get started with Ibotta, you will need to own a compatible device and have a PayPal account. Alternately, shoppers can collect rewards and cash them in to receive featured gift cards from select retailers if that is preferred over the cash option. How Does Ibotta Work? Ibotta gives users different ways to earn cash back. To begin, you will tap on the Ibotta symbol on your mobile device, and it will take you to the heart of the app, called the "Offers" section. The "Offers" section displays pictures of the products with offers and the total amount of how much you can get back in cash displayed under each product.When you find a product that you are interested in purchasing, tap on the "Earn $--" bar to view the tasks that you need to complete in order to earn the cash back after you purchase that product.You will see that for most products, you have more than one way to earn cash. You can complete one or all of the tasks. The more tasks you perform, the more cash you will get back.Examples of the tasks include reading a fact, participating in a quick poll, watching a short video, posting on your Facebook page, or writing a brief comment about the product.When you complete at least one task per product offer, the product is automatically added to your "Checklist" on the Ibotta app so you can earn money for purchasing the item.Most of the tasks can be completed very quickly and take about the same or less time than it takes to clip and file a paper coupon.In order to get the cash for completing the tasks, you will then need to purchase the products at a participating store (see below).Next, you will want to browse the "Store Extras" section because it has offers that are store specific. For example, Target may have offers that you can only qualify for when you purchase the product at Target. Proof of Purchase After you have purchased the qualifying products, you will then need to provide Ibotta with the proof of your purchases. Ibotta offers three different methods of proving that you purchased certain products. Under the first method, you'll tap "Redeem" at the bottom of the screen, select the store where you purchased the product, then follow the instructions for submitting a photo of your receipt and scanning the bar codes from the products. You must redeem your offers before they expire in order to receive the cash. The second method allows you to link your store loyalty card to the Ibotta app, which will then automatically confirm which items you purchased. However, this option only works with certain retailers, and not with all of them. Under the third method, you can make purchases within the app or by buying something from one of Ibotta's mobile retailers. In most cases, you won't have to do anything to get rewarded for these purchases, as the app will track them for you. Once you complete those steps, Ibotta will verify your purchase, and when you reach $20, you can transfer the money to your PayPal account, or cash it in for a gift card. More App Features and Ways to Earn Since Ibotta first launched, there have been additional features added to make the app even more user-friendly and allow users to earn more money. This includes: Bonuses "Bonuses" are a way for users to earn additional cash. This is a fun section of the app because the more active you are using Ibotta, the more bonuses you will have to unlock. You access the "Bonuses" section from the Main Menu. Tapping on a specific bonus will reveal the details on how you can earn it. When you complete a bonus, you will be given the opportunity to unlock another bonus. Friend Bonuses Ibotta also pays cash for referring friends who register and open up an account for the first time. To earn these bonuses, your friend should access the registration page using a referral link from you. Ibotta also offers additional friend bonus promotions from time to time in which you can earn extra money if a pre-set number of friends join. Expiration Notices All offers have expiration dates, which are displayed in two different places. Once an offer is activated, the expiration date displays on the "Checklist" and on the "Offers" and "Stores Extras" sections. In addition, offers that are set to expire within five days will display an "expiring" flag, which is helpful. Activity Another nice feature of the Ibotta app is the ability to keep track of your earning activity. This includes tracking your receipt submissions, Bonus Rewards and invitations to friends. You can also view how much money you have made by using the app by viewing the "Lifetime Earnings" found in the "Withdraw Cash" section. Stores Where You Can Use Ibotta Currently, Ibotta works in over 300 participating stores, including Amazon, Target, Kroger, Walmart, and many more. To see the most current list of stores, visit the Ibotta website. For current users, make sure to check out the Ibotta Blog for current news and new ways to earn more cash. The Bottom Line If you tour around different couponing websites, you will read varying opinions on the Ibotta app, but most of the feedback is positive. There have been some objections posted about the multiple steps involved to get the rewards, it can all be done fairly quickly and the more you use it, the faster you become at it. You might also like that you can snag an offer while waiting at the doctor's office, or anywhere that you're sitting and twiddling your thumbs. But what's best about the app is that since more grocery stores have moved away from allowing double and triple coupon redemption and have become more strict with couponing policies, this is one app that can really increase how much you save on food and other grocery-related items. There is very little "gray" area within the app; in fact, we haven't come across any. The way you earn money back is straightforward—no gimmicks, no confusion. The loading of the sales receipt and scanning the bar codes also seems to be an area that bothers some people, but after years of cutting bar codes off packages and mailing in receipts for a rebate, scanning all of it is a breeze. Besides, now you can keep your receipt in case you need it for rewards for other products you purchase outside of the app. If you also tend to procrastinate or find yourself rushing to redeem my products before the offers expire or digging in the trash for bar codes. It's best to complete this step right when you get back from the store. Frequently Asked Questions (FAQs) How does Ibotta make money? Ibotta is free for consumers. It earns its revenue from the retailers who sign up as affiliates. They pay Ibotta to be featured in the app, which incentivizes you to buy from their stores or purchase their products. How do I get the cash I earned from Ibotta? You can redeem your rewards for cash or retail gift cards in the Ibotta app. To take out cash, you'll need to link your PayPal account. Once that's done, you can simply go to the "Withdraw Cash" option under settings and select how much you want to send to your account. If you select the gift cards option, you'll choose your retailer and receive the gift card digitally via email. Available retailers include Amazon, Walmart, Sephora, Target, and Starbucks. How do I upload my receipts with Ibotta? To redeem your receipts, simply select "Redeem" in the Ibotta app. You'll then see instructions for framing the receipt properly within your mobile device's camera. If you have a longer receipt, you can snap your photo in sections. Take your pictures, and click "Submit." You should be all set. The app might also ask you to scan the barcodes of certain items for verification. Was this page helpful? Thanks for your feedback! Tell us why! Other Submit Sources The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy. Ibotta. "How to Get Cash Back With Ibotta." Ibotta. "What Are the Ways to Withdraw My Earnings?" Ibotta. "Why Are Offer Details Important?" Ibotta. "What Is the Navigation Bar?" Ibotta. "What Is a Store Exclusive Offer?" Ibotta. "How Does Ibotta Work?" Ibotta. "What Is a Bonus?" Ibotta. "What Is a Referral Bonus?" Ibotta. "When Do Offers Expire?" Ibotta. "What Is an Expired Offer?" Ibotta. "What Are Earnings?" Ibotta. "All Supported Stores." Ibotta. "How We Make Money." Ibotta. "How To Withdraw Your Ibotta Earnings." Ibotta. "How Do I Submit a Receipt for Cash Back?"