Best Bitcoin IRA Companies

Bitcoin IRA is a market-leading crypto IRA services provider that allows U.S. residents to add crypto assets into their retirement portfolios in a secure and tax-efficient manner. 

Founded in 2016, the Los Angeles-based company has enabled over 170,000 customers to add Bitcoin (BTC) and other cryptocurrencies into Traditional IRAs, Roth IRAs, SEPs, and 401(k)s. Additionally, Bitcoin IRA allows customers to roll over existing IRAs. 

Signing up for a cryptocurrency IRA with Bitcoin IRA only takes minutes, and users can trade crypto 24/7 online or using the BitcoinIRA mobile app. The minimum investment is $3,000, and there is no maximum investment cap. 

Cryptocurrency held with Bitcoin IRA is securely stored offline and insured, providing a high level of security for investors. 

Bitcoin IRA’s pricing, however, is not transparent, and fees vary on the initial deposit. New customers will only find out how much they will have to pay once they speak to a company representative during the registration process. 

iTrustCapital is a Los Angeles-based digital asset management company that provides cryptocurrency IRAs to U.S. investors. 

Founded in 2018, iTrustCapital enables individuals to add 25+ cryptocurrencies and precious metals in a variety of retirement accounts, including Traditional IRAs, Roth IRAs, and SEP IRAs. 

The company stands out for providing comparatively low trading fees (1%) and no setup fees for new IRAs. Users can buy and sell crypto assets 24/7 on an online trading dashboard, and new customers can get started with as little as $1,000. 

Funds held with iTrustCapital are insured and secured using institutional-grade crypto custody solutions provided by Coinbase Custody and Fireblocks. 

iTrustCapital’s transparent and competitive fee structure makes it an attractive crypto IRA provider for investors with deep pockets that want to actively manage their crypto portfolio.

BitIRA is a digital currency IRA provider that enables Americans to place a range of crypto assets into retirement accounts, such as Traditional IRAs, Roth IRAs, and 401(k)s. 

Founded in 2017, the Burbank-based IRA provider allows U.S. investors to invest in 15+ cryptocurrencies, including Bitcoin, Litecoin, and Zcash, on a tax-deferred basis. 

BitIRA primarily stands out among its peers for placing a strong emphasis on security. In addition to holding all customers’ crypto in a highly secure cold storage setup, the company utilizes multi-encryption to encode all transactions and possesses end-to-end insurance to protect users from a variety of risks. BitIRA’s crypto retirement accounts are also compliant with Level 2 CryptoCurrency Security Standards (CCSS). 

If security is high up on your list as a crypto investor, BitIRA may be the right solution for you.

Broad Financial provides self-directed cryptocurrency IRAs with “checkbook control,” which means customers have complete control over their crypto retirement fund. 

Users can choose to trade on any exchange and use any wallet they want while benefiting from holding funds in a tax-efficient retirement account. Having said that, customers who choose to self-custody are also in charge of their own storage and security, which may be challenging to first-time crypto buyers. 

Broad Financial offers a Checkbook IRA, a Self-Directed IRA, and a Solo 401(k), all of which enable U.S. investors to add crypto assets into their retirement portfolios. The company charges a setup fee of $100 for the Self-Directed IRA and $1,295 for the Self-Directed IRA with Checkbook Control. There is also a quarterly custodial fee of $100, and an undisclosed transaction fee for both IRA plans, but no transaction fee for the Solo 401(k). 

Experienced crypto investors will most likely appreciate the high degree of autonomy that Broad Financial provides by allowing customers to choose any crypto asset they want to invest in and offering a self-custody option.