Can Someone Send Money to My Netspend Card?

How To Find Your FlashPay ID To Receive Money

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With the Netspend prepaid debit card, you can make transactions without a checking account. As long as you know your FlashPay ID, you may use the card to receive money from your friends and family. 

Let’s take a closer look at how someone can send money to your Netspend card.

Key Takeaways

  • Netspend offers reloadable prepaid debit cards that don’t require a bank account or credit check.
  • As long as you know the right FlashPay ID, you can use FlashPay to send or receive money with your Netspend card.
  • To find your FlashPay ID, you’ll need to request a Netspend card online, create an online account, and log into your Online Account Center.

What Is Netspend?

Founded in 1999 and based in Austin, Texas, Netspend is a technology company specializing in reloadable prepaid debit cards that are not linked to existing bank accounts. It offers both Mastercard and Visa cards for those who don’t have access to a bank account or depend on alternative financial services. These cards do not require a credit check or come with any activation fees or minimum balance requirements.

What Is FlashPay?

FlashPay is a Netspend service you can use to transfer money to and from your prepaid debit card. You may send or receive funds with others who have Netspend debit cards along with ACE Elite, Control, and Purpose cardholders. To send money, you’ll need the other person’s name and FlashPay ID. You can also use your own FlashPay ID to receive money from your friends and family.


There is no cost to order a Netspend card, however, once you activate your card, you will need to choose either a monthly or pay-as-you go plan,

How To Send and Receive Money on Netspend

It’s fairly simple to send and receive money on Netspend. To do so, follow these steps.

Send Money

  1. Find out the other person’s name and FlashPay ID. (We’ll discuss how to get their FlashPayID below.)
  2. Log in to your Online Account Center.
  3. Enter the recipient’s name, FlashPay ID, and the amount you want to send.

You can also send money via bank transfer if you have a bank account. Other ways to send money include using your Netspend account with WesternUnion or PayPal. In addition, you can use your Netspend account number and routing number to pay bills online.

Receive Money

  1. Make sure your friends and family know your FlashPay ID. (We’ll discuss how to get it below.)
  2. Tell them to log in to their Online Account Center.
  3. Once they enter your name, FlashPay ID, and the amount they want to send, you’ll receive the funds into your account.

Where To Find Your FlashPay ID

To find your FlashPay ID, you’ll need to start from the beginning and get a Netspend card. Here’s how:

  1. Visit and click on “Sign Up Now.”
  2. Fill out the online form, which will ask for your name, address, and email address. You must also indicate which payments you’d like to receive via direct deposit (paycheck, tax refund, government benefits, none, etc.).
  3. Choose the card you prefer.
  4. Review the cardholder agreement and privacy policy.
  5. Click “Get My Card.”
  6. Wait for seven to 10 business days to receive your Netspend card in the mail.
  7. While you wait for your card, create your online profile with a username and password.
  8. Activate your online account via a one-time passcode that you’ll receive in your email.
  9. Log in to find your Online Account Center, where you’ll find your FlashPayID.
  10. If you can’t find it or have any questions, call customer service at 1-86-NETSPEND (1-866-387-7363).

Frequently Asked Questions (FAQs)

Can someone use PayPal to send me money to my Netspend Card?

Yes, a friend or family member may send money to your Netspend card via PayPal. They can link their PayPal account to your Netspend account. PayPal also lets its customers add money to their PayPal prepaid cards at Netspend reload network locations across the country.

How can I put money on my Netspend card?

You can put money on your Netspend card in a number of ways. You can enroll in direct deposit and get your paycheck or government benefits up to two days faster. If you have paper checks, you may use Mobile Check Load to load them directly from your smartphone. Another option is to visit a Netspend reload relocation near you to add cash or checks in person.

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The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
  1. Netspend. "Send Money to Friends & Family, Pay Bills, and More."

  2. Netspend. "Choose the Best Plan For You."

  3. Netspend. “Frequently Asked Questions.”

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