David Kindness Title: CPA, Senior Accountant, Tax Expert Education: Point Loma Nazarene University Location: San Diego, California Expertise: Accounting, Corporate Finance, General Business, Retirement, Taxes Member of The Balance's Financial Review Board6+ years of experience in financial accounting, corporate and individual tax planning and preparation, financial analysis and investing, and personal and corporate accounting and finance law.Has planned, prepared, and reviewed thousands of tax returns for individuals, corporations, nonprofits, trusts and estates of all types and sizes.He has worked directly with multiple companies to develop and manage their internal financial systems, financial statement preparation, budgeting, legal decisions, and investment options. Experience During his more than six years of experience in the fields of corporate financial accounting, individual and corporate tax strategy, and financial statement preparation and analysis, David has developed a reputation for technical expertise, strategy creation and implementation, and the ability to distill complex financial concepts down to terms any client or reader can digest. David has assisted complex multimedia, manufacturing, rental & realty, and digital marketing companies in the development and management of their accounting, financial, and taxation strategies to ensure the financial growth and operational success of the business.David also has years of experience with banking and debt management, personal financial strategies, home buying and mortgage origination, retirement planning and long-term investing strategies, cryptocurrencies and crypto exchanges, entrepreneurship, and economics. He lives and works in these areas of expertise daily, and has assisted numerous individuals with developing financial strategies that both fit their immediate needs and and work towards long-term financial goals. David understands the need for individuals and companies to develop a working understanding of the complex financial and accounting landscape we live and operate in daily. Building wealth is as much about humble patience as it is about knowledgeable boldness. Be patient, invest for the long term, develop an understanding of risk, and gain knowledge by learning and thinking for yourself. Very few financial advisers consistently out-earn the market in the long term. Education David earned his Bachelor of Science in Accounting from Point Loma Nazarene University in San Diego, California. Before transferring to PLNU, David spent one year studying Business and Economics at the University of Washington in Seattle, Washington. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.