Emily Guy Birken Title: Writer Education: Kenyon College, The Ohio State University Location: Milwaukee, Wisconsin Expertise: Personal Finance, Insurance Award-winning insurance and personal finance writer who has worked with The Hartford and other insurance clients, and written for Forbes, MSN, Investopedia, and other financial publications More than two decades of experience covering personal finance topicsAuthor of five personal finance books, including the Amazon best-seller, "The 5 Years Before You Retire"Expert source for Reader's Digest, NBC News, and Wisconsin Public Radio, among others Experience Emily Guy Birken has been writing about personal finance since 2010. Her work has appeared in Forbes, Business Insider, Kiplinger's, MSN Money, Investopedia, and other publications. Her talent for making complex subjects easy to understand earned her a Plutus Award for best freelancer in financial media. She has also helped companies such as The Hartford convey educational messages about insurance and other personal finance topics.Emily has authored five books on personal finance, including "The 5 Years Before You Retire," a best-seller on Amazon. Her most recent book, co-authored with Joe Saul-Sehy, is "Stacked: Your Super-Serious Guide to Modern Money." A frequent guest on Wisconsin Public Radio and various podcasts, Emily's also been sought for her expertise by NBC News, Reader's Digest, and Redbook, among others.Introduced to personal finance at a young age by her father, a financial planner, she received lessons on everything from how to make savvy investments to the importance of insurance to the ideal tax refund size ($500 or less, according to dear old Dad). Despite her interest in all things financial, Emily earned a Master's degree in English education and taught school for four years. She still uses her teaching background to help educate readers on how to make smart financial decisions. Education Emily has a Bachelor's Degree in English with an emphasis in creative writing from Kenyon College, and a Master's of Education in English education from The Ohio State University. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.