Budgeting Financial Planning Estate Planning How to Determine Where to Open a Probate Estate By Julie Garber Julie Garber Julie Garber is an estate planning and taxes expert with over 25 years of experience as a lawyer and trust officer. She is a vice president at BMO Harris Wealth management and a CFP. Julie has been quoted in The New York Times, the New York Post, Consumer Reports, Insurance News Net Magazine, and many other publications. learn about our editorial policies Updated on May 29, 2022 Reviewed by JeFreda R. Brown Reviewed by JeFreda R. Brown Facebook Instagram Twitter JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of Xaris Financial Enterprises and a course facilitator for Cornell University. learn about our financial review board Fact checked by Emily Ernsberger Fact checked by Emily Ernsberger Twitter Emily Ernsberger is a fact-checker and award-winning former newspaper reporter with experience covering local government and court cases. She also served as an editor for a weekly print publication. Her stint as a legal assistant at a law firm equipped her to track down legal, policy and financial information. learn about our editorial policies Share Tweet Pin Email Figuring out where to probate a loved one's estate can be simple or complex, depending on what they owned. Some assets don't even require probate, but the chances are that you will have to open a probate estate if they die owning property in their sole name or as a tenant-in-common with someone else. It's the only way to move that property from their name into those of their living beneficiaries and heirs. If the decedent died in the same county where all their property is located, there's no issue – this is where probate should be opened. Unique situations can arise, such as when probate isn't required in the county where the decedent lived because they don't own property located there, but they do own real property in another state. In that case, you might do your best to consult with an attorney in the state where the property is located to determine the correct course of action. Here are a few examples. 01 of 03 Tangible vs. Intangible Assets Thomas Barwick / Iconica / Getty Images First, a lesson in legalese: tangible vs. intangible assets. Tangible assets are those that physically exist. They're something you can touch or hold in your hands, like real estate, automobiles, artwork, and jewelry. Intangible assets are much more complicated. Think of these as rights to a certain asset and/or the income it produces, such as patents, copyrights, or bank or retirement accounts. Technically, you could "touch" the last two if you were to empty them out and hold the cash in your hands, but the law doesn't consider such finer points. And here's another wrinkle: Some states do consider retirement and bank accounts to be tangible because yes, they can be emptied out and "touched." If the decedent's probate estate consists only of what the state considers to be intangible assets, a probate estate can be opened in the county where the decedent lived at the time of their death. 02 of 03 Same State, Different Counties Image Source / Getty Images Although tangible personal property and real estate must be probated in the county where the property is physically located, an exception exists if the decedent owned tangible assets or real property located in more than one county within the same state. In this case, the estate should be opened in the decedent's county of residence at the time of death, even if some property is located elsewhere. Not all states handle property in multiple countries this way, so check with a local estate planning attorney to make sure. 03 of 03 Probate in Two or More States JGI / Jamie Grill / Getty Images If the decedent owned tangible, immovable assets like real estate, this usually requires that probate is opened in the state where it's located. If this is different from where they lived at the time of their death, you could end up handling more than one probate proceeding in different locations. Tangible, movable personal property like artwork, as well as intangible property, should be probated in the county where the decedent lived at the time of his death. But an ancillary probate estate would have to be opened in other states as well, where the decedent's out-of-state property is located. You Can Avoid Complications With a Living Trust Assets held in revocable living trusts don't require probate at all, so you can avoid the necessity of your heirs opening multiple estates by forming one in advance of your death. It's critical that you transfer all your assets into the trust after forming it, however, or it won't serve the purpose for which it was intended. Probate is still required for any assets personally owned by a decedent and not placed in the name of their trust. Frequently Asked Questions (FAQs) Can I open an estate bank account to pay the decedent's debts without opening a probate estate? You can open an estate bank account, but you can't take money from it or close the decedent's account to fund it. Only the estate's executor appointed by the probate court can do that. You'll also need a tax identification number for the estate in order to open an official estate bank account, which requires opening probate. Who can open a probate estate? A family member or friend can simply take the decedent's last will and testament to the appropriate probate court to open probate in most states. An estate can also be opened if the decedent didn't leave a will, but that won't automatically make the individual who's opening the estate the executor. The job is typically assigned to the person or entity named in the will, or appointed by the court if there is no will. Was this page helpful? Thanks for your feedback! Tell us why! Other Submit Sources The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy. Executor.org. "Create a Bank Account in the Estate's Name and Close the Decedent's Bank Accounts." Legal Services of Vermont and Vermont Legal Aid. "Going Through Probate After Someone Died."