Jana Lynch

Jana Lynch

Expertise: Budgeting, Debt, Personal Finance, Loans
Title: Senior Finance Editor, Product Reviews
Education: Urban Affairs and Public Policy, M.A., University of Delaware, Criminal Justice, B.A., University of Delaware
Location: Townsend, Delaware


  • Senior Finance Editor on The Balance
  • Over 10 years experience writing and editing for financial publications, including Amazon best-selling books
  • Expertise in budgeting, debt, loans, and general personal finance


Jana has been a personal finance writer and editor for over 10 years, working on a variety of topics including debt, budgeting, and more. She’s also an advocate for those recovering from financial abuse, having written and spoken extensively on the topic. As a senior editor for The Balance, she helps shape the brand's approach to reviewing financial products and services, as well as edits and fact checks those reviews.

After a decade-long career in social services, Jana started working as a freelance writer and editor for a variety of finance and non-finance sites. Prior to joining Dotdash Meredith, Jana worked as a full-time editor at DollarSprout, a personal finance site focusing on side hustles and money management, as well a freelance book editor, working on Amazon bestsellers, smaller eBooks, and the occasional fiction novel. 

Outside of work, Jana is an avid reader, pet paparazzi, and enjoys spending time with her family.


Jana has a bachelor of arts in criminal justice and a master's in urban affairs and public policy from the University of Delaware.

About The Balance

The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.