Kat Tretina Expertise: Credit cards, Student loans, Personal loans, Pet insurance Title: Writer Education: West Chester University, Elizabethtown College Location: Orlando, FL Highlights Working as a freelance writer for over five years covering debt repayment, student loans and investingPaid off $35,000 in her own student loan debt several years ahead of scheduleHer work has been published by Experian, Credit Karma, Student Loan Hero, and more Experience Kat Tretina is a personal finance writer and certified student loan counselor based in Orlando, Florida. Dedicated to helping people build a solid financial foundation, she has written about debt repayment, investing, and insurance—including auto, life, and health coverage—for major publications. Her work has been published by The Huffington Post, Business Insider, Credit Karma, and more. She earned her bachelor's degree in English and Communications from Elizabethtown College and graduated from West Chester University with her master's in Communications. "If you want to build financial security and long-term wealth, work to create multiple income streams. It will help you weather any major changes that come your way." Education Kat went to Elizabethtown College, where she double-majored in English and Communications. She then went to West Chester University, where she got a master's degree in Communications. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.