Kevin Payne Expertise: Bank Reviews, Car Insurance Title: Writer Location: Cincinatti, OH Highlights Experience Kevin Payne is a freelance writer specializing in credit cards, student loans, personal finance, and travel. He is a regular contributor to Student Loan Planner, FinanceBuzz, and Club Thrifty. His work has also been seen on sites such as Forbes, Credit Karma, and Millennial Money. Kevin is the budget and family travel expert behind FamilyMoneyAdventure.com. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.