Melissa Phipps Expertise: Retirement planning, Investing Education: University of California, Berkeley Location: Los Angeles, California Highlights Retirement planning and investing expert with more than two decades of experience covering those topicsPublished in Worth magazine, Robb Report, Inc., Institutional Investor, and many others Senior writer for Capital Group who has also been a managing editor for Farmers Insurance Author of a retirement planning book Experience Melissa Phipps is a writer, editor, and author who specializes in retirement planning, investing, and personal finance.Melissa's writing has appeared in Worth, Financial Planning, Financial Advisor, The American Lawyer, Institutional Investor, and many other publications. She is currently a senior writer at Capital Group, and has been a managing editor for Farmers Insurance. She has also worked on custom publications for Principal Financial, MetLife, Chrysler, Jeep, Merrill Lynch, Charles Schwab, and Citigroup Wealth Management.Melissa is the author of The Retirement Rescue Plan: Retirement Solutions for the Millions of Americans Who Haven't Saved "Enough". Education Melissa has a bachelor's degree in English from the University of California at Berkeley. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.