Penny Loretto

Expertise: Career counseling, Holistic counseling, Internships, Professional writing
Title: Associate Director, The Career Development Center at Skidmore College
Education: State University of New York State Empire College, The College of Saint Rose
Location: Albany, New York


  • 20 years of experience in human resources, career counseling, and internship advisement
  • Associate Director in the Career Development Center at a Skidmore College
  • Has her own private career counseling practice, Career Choice
  • Licensed career counselor


Penny Loretto is a former writer for The Balance covering internships. Articles included developing effective resumes, cover letters, and thank you letters as well how to find people to give good references. Articles on internships abroad and internships for special populations helped readers locate specific resources for targeted populations. Interviewing techniques as well as how to be a successful intern were also covered.

Loretto is currently the Associate Director in the Career Development Center at a Skidmore College, a small liberal arts college. She has her own career counseling practice, Career Choice, where she works with adults in career transition. She conducts career planning workshops including researching career options, job search strategies, and resume development.

Loretto is recognized as a Licensed Mental Health Counselor (L.M.H.C.) with the state of New York, a National Certified Counselor (NCC), a Master Career Counselor (MCC), and a Distance Credentialed Counselor (DCC).

She is a member of the American Counseling Association (ACA), the National Career Development Association (NCDA), the National Employment Counseling Association (NECA) and the National Society for Experiential Education (NSEE).


Loretto has a bachelor's degree in business, with a concentration in human resources management from Empire State College (SUNY) in Saratoga Springs, New York. She also earned a master's degree in education, with a concentration in counseling from The College of St. Rose in Albany, NY.

About The Balance

The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.