Rachel Morgan Cautero Expertise: Budgeting, Saving Money, Banking, Family Finances Title: Personal Finance Writer and Editor Education: New York University, Wittenberg University Location: Ponte Vedra, Florida Highlights Writer and editor with more than a decade of experience in personal finance and lifestyle mattersWrites about banking, saving money, budgeting, and family financesHer work appears in notable publications such as Business Insider, Forbes and Yahoo Finance and moreHas a master's in journalism from New York University (NYU) Experience Rachel Morgan Cautero has over a decade of experience as a writer and editor, specializing in personal finance and lifestyle matters. She writes about banking, saving money and budgeting, and family finances. Her work has been featured in notable financial publications such as The Balance, Business Insider, Forbes and Yahoo Finance among others. Rachel’s expertise also helps her readers review apps, products or services that may be beneficial in managing their money.She served as managing editor and social media manager for DailyWorth, a finance publication for women that was later acquired by personal finance guru Jean Chatzky’s HerMoney. Prior to that, she was the news and content editor at FlockU, a media startup geared toward a college readership. She has also worked in the newspaper and magazine industries, writing on everything from nuclear energy to lifestyle topics.The Balance Product Review Editorial Guidelines & Mission Education Rachel holds a master's in journalism from the Arthur L. Carter Journalism Institute at NYU, and a bachelor's in English with a minor in journalism from Wittenberg University. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.