Robin Hartill Title: Personal Finance Writer Education: University of Florida Location: St. Peterburg, Florida Expertise: Saving, Earning, Managing money Expert in retirement planning, investing, and basic money management habitsReceived her Certified Financial Planner (CFP) certification in Florida, where she now residesHas written and edited content about making, saving, and managing money for a variety of publications since 2016 Experience Robin Hartill is a Certified Financial Planner (CFP) who writes and edits personal finance content, specifically regarding money management, investing, and retirement planning. Robin currently leads The Penny Hoarder's personal finance advice column, "Dear Penny." Through this platform, she answers the money questions of everyday readers. Topics she covers include everything from paying off a mortgage to making up for lost time when saving for retirement. She has also contributed to The Motley Fool, The Balance, and the Tampa Bay Times, decoding the jargon often associated with money, and making complicated topics easy to understand.Robin first started writing and editing in 2014, and later became the managing editor for Observer Media Group—a multimedia company based in Sarasota, Florida. In 2016, Robin decided to dedicate her time to teaching people about personal finance. She is based in St. Petersburg, Florida. Education Robin received a bachelor's degree from the University of Florida. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.