Stephanie Colestock Title: Freelance Personal Finance Writer Education: Baylor University Location: Springfield, Virginia Expertise: Loans, Debt, Credit, Retirement 11+ years of personal finance writing and editorial experienceExpertise in loans, credit and debt, savings, retirement, and moreWorking toward a Certified Financial Planning (CFP) designation Experience Stephanie Colestock has over 11 years of experience as a writer and editor in the personal finance space. She has written for Credit Karma, Investopedia, RateGenius, Rocket Loans, and several other websites. She is also a former managing editor for the personal finance website Dough Roller.As a freelance writer for the past several years, Stephanie has helped cultivate a love for personal finance among readers from all walks of life. Outside of personal finance, Stephanie has also written about travel, health, wellness, and parenting. Education Stephanie earned a bachelor's degree in biology (pre-med designation) from Baylor University in Texas. She also has a minor in English. Stephanie is working toward her Certified Financial Planner (CFP) designation. About The Balance The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.