Toby Walters

Toby Walters

Expertise: Accounting, Banking, Credit Cards, Economics, Financial Planning, Investing, Personal Finance, Retirement, Statistics
Title: Senior Financial Analyst
Education: SUNY Brockport
Location: Albany, New York


  • More than 25 years of financial research experience
  • Chartered financial analyst (CFA) charterholder
  • Senior financial analyst at Equitable Value, LLC


Toby has over 25 years of varied financial research experience. He is currently a senior financial analyst helping to provide business valuation, economic damages, and divorce accounting services. Prior to that, he was a financial writer at DST Systems where he wrote and edited syndicated articles targeting customers of financial service providers while also compiling financial and economic data for use by editors.

Toby started his career at Thomson Reuters by providing deal-specific research for the mergers and acquisitions database. Later, with Venture Economics, he prepared and supervised the production of all Thomson Financial private equity annual publications before moving on to SourceMedia, where he helped to create research databases for private placements, pension plan manager hirings, and asset-backed securitizations.

By gaining experience researching and analyzing data in a multitude of financial fields, Toby has developed a unique and experienced viewpoint in money matters.

Planning for your financial future can be an empowering experience. It consists less on expertise and more on virtues such as self-discipline and delayed gratification. It’s simple, but not easy. However, the rewards, including security and comfort for you and your loved ones, is immeasurable.


Toby received his Bachelor of Science in business administration with a focus on financial management from The College at Brockport, State University of New York. He is also a CFA charterholder.

About The Balance

The Balance, a Dotdash Meredith brand, makes money easy to understand. We give people tools they need to not only make smart financial decisions but also prepare for the experiences they will have along the way. Our team of expert writers and editors have extensive qualifications in the topics they cover, and many of them have MBAs, PhDs, CFPs, and other advanced degrees and professional certifications. We require our writers to use primary sources in their articles, which are also approved by our Financial Review Board and fact-checked. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.