Travelers Insurance Company Review

Company Overview

Woman with her hand on suitcase


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When you are trying to choose the right insurer and find the best value on a policy, you want to find one that will take care of all your needs, provide the best service, remain financially stable, and be there when you need it.

Travelers can offer all that and more. It has been in business for over 165 years and provides people with coverage for a broad range of insurance needs.

As the second largest property and casualty insurer in the U.S., Travelers Insurance was founded in to insure people who were using trains and steamboats to travel. These modes of travel were thought to be highly risky at the time, and many insurers would not insure those who used them.

Since its founding in 1864, the firm has grown to offer personal and business plans, both in the U.S. and abroad. In fact, it stopped selling travel plans in 1993. Travelers is an insurance leader with such innovations as the first auto policy, writing space travel policies, and giving a hybrid car discount.

Travelers is traded on the NYSE under the symbol TRV. It has over 30,000 employees and 13,500 agents with operations in the U.S., Canada, the U.K, and Ireland. Its headquarters is in New York City, and other offices are in St. Paul, Minnesota, and Hartford, Connecticut. Travelers' yearly revenue is over $32 billion, with income estimated at $2.73 billion as of 2019. It was ranked at 106 on the Fortune 500 U.S. largest company list as of 2018.

The company's famous umbrella logo was first introduced in 1870 and has remained through all of the changes and mergers.


Travelers was named a Best Place to Work for Disability Inclusion and got a 100% score on the Disability Equality Index® in 2020.

Financial Results and Market Size

In 2018, the National Association of Insurance Commissioners (NAIC) ranked Travelers the No. 6 market-share Property and Casualty Insurance Company in the U.S., with $26,244,172 in direct premiums written and a 3.85% market share. Others in the top 10 include State Farm, GEICO, Liberty Mutual, and Allstate.

Insurance Products

You can buy a Travelers plan from one of more than 13,000 independent insurance agents who are with the company, or you can choose to receive a quote and sign up online. It covers individuals, businesses, and special risks that include:


  • Auto
  • Homeowner
  • Condo
  • Renters
  • Flood
  • Boat and yacht
  • Umbrella
  • Wedding and private events
  • Identity fraud protection
  • Valuable items plan


  • Business owner’s plan
  • Commercial auto
  • Umbrella
  • Workers compensation

Special Risk Insurance

  • Boiler and machinery
  • Environmental liability
  • Excess casualty
  • Global products
  • Indian nations
  • Inland marine
  • National property
  • Ocean marine

Mobile App

Travelers offers a mobile app, which can be found on the App Store for iOS. Plan holders can use the app to schedule payments, check claim status, report a claim, obtain documents, and review plan options. Through the app, you can also request roadside help.

Financial Strength & Customer Service Ratings

The financial strength ratings of Travelers show that the company is a stable and sound carrier that you can trust to be around for many years to come. A.M. Best gives Travelers an “A” rating. Fitch gives it the rating of “AA”, Moody’s gives it an “Aa2,” and Standard & Poor’s gives a rating of “AA.”

In a survey by, clients gave Travelers a 73.58% customer satisfaction rating. At last count, 74% of its clients said they were going to renew their plans.

Travelers has an “A” rating with the Better Business Bureau (BBB). Over a three-year time span, there were a total of 418 closed complaints with the BBB. Most of the issues involved problems with products, services, and billing.


  • Excellent financial strength rating.
  • Multiple types of plans through one company.
  • Large network of local agents across the county.
  • Mobile apps for claims and services.
  • Helpful website that is easy to use.


  • Not all plan options are available in all states.
  • Some complaints have been made about billing, collection, and customer service.

Company Contact

To find out more about the plans you can get through Travelers, to receive a quote or find a local agent, visit the website or call (888) 695-4625. You can also email customer service with any questions you have.

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The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
  1. Travelers Insurance. "About Travelers."

  2. National Association of Insurance Commissioners. "2018 Market Share Reports for Property/Casualty Groups and Companies By State and Countrywide."

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